Payment Bank License is a mandatory requirement to open a Payment Bank in India. Payment Bank is a type of bank that is registered as public limited companies under the Companies Act, 2013 and is licensed under Sec 22 of the Banking Regulation Act, 1949. PB is to be given the status of scheduled banks under the section 42 (6) (a) of the Reserve Bank of India Act, 1934.
Eligibilities to get a Payment Bank License
Individuals/Professionals.
Supermarket Chains.
Companies.
Mobile Telephone Companies.
Public Sector Units.
Real-Estate sector Co-operatives.
Non-Banking Financial Company (NBFC).
Corporate Business Correspondents.
Surviving and prevailing non-bank pre-paid payment instrument issuers, certified under the Payment and Settlement Systems Act, 2007.
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